Quality Bank Privacy Statement
|
FACTS |
WHAT DOES QUALITY BANK
DO WITH YOUR PERSONAL INFORMATION? |
| Why? |
Financial companies choose how they share your
personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also
requires us to tell you how we collect, share, and protect your personal information. Please read
this notice carefully to understand what we do. |
| What? |
The types of personal information we collect
and share depend on the product or service you have with us. This
information can include:
- Social Security number and income
- Account balances and payment history
- Credit history and credit scores
When you are no longer our customer, we continue to share your information
as described in
this notice. |
| How? |
All financial companies need to share
customers' personal information to run their everyday business. In the
section below, we list the reasons financial companies can share their
customer's personal information; the reasons Quality Bank chooses to
share; and whether you can limit this sharing. |
|
Reasons we can share your personal information |
Does Quality Bank share? |
Can you limit this sharing? |
For our everyday business purposes-
such as to process your transactions, maintain
your account(s), respond to court orders and legal
investigations, or report to credit bureaus |
Yes |
No |
For our marketing purposes-
to offer our products and services to you |
No |
We don't share |
| For joint marketing with other
financial companies |
No |
We don't share |
For our affiliates' everyday
business purposes-
information about your transactions and experiences |
No |
We don't share |
For our affiliates' everyday
business purposes-
information about your creditworthiness |
No |
We don't share |
| For nonaffiliates to market to you
|
No |
We don't share |
|
Questions? |
Call 701-668-2261 |
| What we do |
| How does Quality Bank protect my personal Information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does Quality Bank collect my personal information? |
We collect your personal information, for example, when you
- open an account; or deposit money
- pay your bills or apply for a loan
- make a wire transfer
|
| Why can't I limit all sharing? |
Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes - information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. |
| Definitions |
| Affiliates |
Companies related by common ownership or control. The
can be financial and nonfinancial companies.
- Quality Bak has no affiliates.
|
| Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Quality Bank does not share with nonaffiliates so they can
market to you.
|
| Joint Marketing |
A formal agreement between nonaffiliated
financial companies that together market financial products or services to you.
- Quality Bank doesn't jointly market.
|
| Other Important Information |
| |
